The UAE’s Insurance Authority has confirmed all insurance policies cover contagious, communicable, and viral diseases unless otherwise stated. The Authority added these basic insurance policies usually exclude epidemics provided there is an official announcement confirming the disease is a result of a communicable or contagious disease. The Authority went on to say the authorities in the country didn’t announce Corona is an epidemic and so insurance companies are still responsible for covering the necessary insurance for offering health services for individuals covered by these insurance policies.